No tutorial on this one, I wasn't sure if it would turn out the way I wanted it to. There are a few things I would change. That first ponytail that is in a triangle? I would put the ponytail down as far as I could. The two on either side, I would bring forward towards her face. It will give it more of a definitive heart shape.
Instructions are simple. Start with the top ponytail and split it in two. Add each part to a consecutive ponytail on either side and follow the elastics into a heart shape to the end.
Without a ribbon...